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509 Quaker Ln, West Warwick, RI, 02893

Challenged Credit Financing Solutions


Balise Honda of West Warwick Offers Credit Car Loans to Shoppers with All Types of Financial Backgrounds

Here at Balise Honda of West Warwick, we believe in offering a car financing process that is both transparent and adaptable. Car and SUV shoppers from all walks of life approach their experiences at a dealership differently, and it is our belief that our team of financial specialists need to do the same in order to entertain a variety of different driver needs. It is also our belief that you deserve the vehicle of your dreams and a financial agreement that is both in your favor and sensible for your lifestyle. This is precisely why we provide a range of different credit car loans, including bad loans to shoppers with poor credit, here at our dealership in West Warwick, RI!

Our team of financial specialists are committed to you from the very moment you walk through our showroom doors, prepared to secure a reasonable car loan with respectable terms and solid rates. We are dedicated to putting in the necessary work to make this happen for you, and believe that there will always be a car credit loan perfect for you out there that we will work hard to both negotiate and find. Interested in the expertise of our team? Our financial gurus have worked with people just like you facing similar financing scenarios, and we’re confident in saying that the vast majority of these customers ended up satisfied with the conditions of their financing.

Please feel free to fill out a credit application today so our team can begin working on your behalf immediately. When you do submit this form, we can begin reviewing this information and considering the potential options that you have. Formulating financial plans that satisfy exactly what you’re looking for in your next daily driver and the terms associated are exactly what we specialize in, and we look forward to the process set to unfold before you.

Frequently Asked Questions

Can I get a car loan with bad credit?

Of course! Our specialists are trained to work with all types of financial backgrounds, and are eager to locate the perfect credit car loan for you, regardless of the limitations you may be faced with.

Will buying a car hurt my credit?

On the contrary, deciding to purchase a vehicle here at Balise Honda of West Warwick can actually help you to begin building a solid line of credit or improve upon the progress you have already made.

Will my interest rate be higher with bad credit?

A main part of a financial specialist’s job here at our dealership is to work with respective banks and credit unions to secure a very favorable interest rate on your behalf. We will work tirelessly to ensure you’re getting the best interest rate possible, and one that is very beneficial overall!

Can I get a car loan for a used car?

Here at Balise Honda of West Warwick, you have the option of financing both a new or pre-owned vehicle. Our specialists are happy to work with you regardless of the condition of model that you prefer.

I’ve never had credit before. How can I get pre-approved?

First-time car shoppers are an expectation we have prepared for, as we’re most certainly happy to work to get you preapproved as a newcomer to our dealership.

What are the next steps?

Filling out a finance application for preapproval is the first and most important step you can take, as it provides our specialists with the background details we need prior to contacting you for an initial consultation.

While it might come as a surprise to you, bad credit is fairly common in the U.S., especially in the wake of the COVID-19 pandemic. With that said, there are several people in Rhode Island who are experiencing devastating financial hardship, but despite bad credit feeling like a major burden, it’s not something that should get you down since it can be fixed by adopting a few simple habits. If, however, you’re looking for a quick and surefire way to boost your credit, then an auto loan may be just what you need.

At Balise Honda of West Warwick, our expertly-trained financial advisors will be able to assist you in securing an auto loan with a low interest rate. This way, making payments will be more manageable, and you’ll soon begin to see your credit score rise as a result. So, do you want to relive your financial freedom? Then let Balise Honda of West Warwick get you back on track today!

Common Causes of Bad Credit

There are many circumstances that can cause bad credit, but there are a few we see from our customers at Balise Honda of West Warwick more often than others. Check out the list below to learn more.

Going Through a Divorce

There’s no denying that divorce is one of the most difficult situations a person can deal with. On top of your life being uprooted, you’ve likely noticed your credit score take a hit as well. In order to help these folks get back on solid ground, we promise to go the extra mile to make sure we can get you an auto loan that can help you build back your credit.

Missing a Loan Payment

Missing a payment may not be the end of the world if it happens once or twice, but if you make it a regular occurrence, you won’t like how it affects your credit score. If this has gone on for too long and your credit has suffered, but you want to bring it back to an adequate level, an auto loan may be just what you need.

Declaring Bankruptcy

There are quite a few people in the West Warwick area who have filed for bankruptcy. While this can give you a fresh start financially, it will absolutely kill your credit. Let our financial experts help you rebuild today with a feasible auto loan.


Like bankruptcy, there are several members of our West Warwick community who have lost their homes as a result of foreclosure. While we cannot express in words our sympathy, we may be able to bring you some hope with an auto loan that will help you improve your credit score.

First-Time Car Buyer

If you’re a first-time car buyer, then chances are you don’t have a whole lot of credit, which can make it difficult to take out an auto loan. However, with the help of our financial experts, we may be able to pull some strings to get you a loan that will quickly boost your credit.

Dealer Info

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 7:00 PM
  • Fri9:00 AM - 6:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
    (Express open 8-5)
  • Sat7:00 AM - 3:00 PM
    (Express open 8-3)
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat7:00 AM - 3:00 PM
  • SunClosed


Balise Honda of West Warwick is located at: 509 Quaker Ln • West Warwick, RI 02893
Contact Us
Balise Honda of West Warwick 41.6806464, -71.5007093.